Loans to help set you free
At Pagasa Cash, our goal is your financial freedom. Our trusted advisors can help you with everything from debt consolidations to personal loans. Apply online now in less than 2 minutes, risk-free as your application has no impact to your credit score.
Low fixed interest rate as low as 4.99%
High amount available up to $75,000
Long repayment plan up to 60 months
Long repayment plan up to 60 months
Check and calculate rates
Checking rates won’t affect your credit.
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.Period | Payment | Interest | Balance |
---|
Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
SIMPLE
Our loan application process is straightforward and quick, involving a short form and a phone consultation. Most customers receive a decision tailored to their financial needs in a timely manner.
RISK-FREE
All applications are confidential, free of charge, and won’t affect your credit score. Our Loan Consultants provide no-cost financial guidance, and there’s no obligation to accept any of our proposed solutions.
FLEXIBLE
Pagasa Cash focuses on helping clients with fair to moderate credit scores. We often identify loan options that suit your budget and meet your financial objectives.
We take an individual approach when reviewing each applicant. Our team looks beyond credit scores to assess your overall financial situation and ability to make consistent, timely payments. Many clients with scores ranging from 450 to 700 have been approved for different programs. Whatever your score, we encourage you to apply!
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
With a personal loan through Pagasa Cash, you can receive funds for just about anything including paying off bills, funding a vacation, building a saving account, or even paying for an unexpected expense. Your options are limitless!
Our application process is seamless and easy to complete. You can expect to spend less than 2-minutes completing an application. Once complete, one of our loan consultants will reach out to you to confirm your information and review your options. We are proud to say that a majority of our customers were approved for one of our many debt options.
Low Fixed Rates
Fast and Easy Process
Loans up to $75,000
Customizable Terms & Payments
Clear Payoff Date
Significant savings
Personal Loans
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 year (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
Annual Percentage Rate (APR) The Annual Percentage Rate (APR) reflects the yearly cost of borrowing, including both the nominal interest rate and any additional fees related to the loan. Our network of lenders offers APRs for personal loans, cash advances, installment loans, and debt consolidation loans ranging from 4.99% to 35.99%. Since Pagasa Cash is not a direct lender, we cannot provide exact details or guarantee a specific APR. The final rate wi
ll be determined by your lender and is based on various factors such as your credit score, credit history, income, and the information you provide in your loan application. For detailed APR information, please consult your lender directly